Digital Life Certificate for Pensioners

The Digital Life Certificate, also known as Jeevan Pramaan Certificate, is a biometric authentication-based digital service launched by the Government of India to simplify the process of submitting life certificates for pensioners. It aims to make the process faster and less cumbersome, especially for elderly pensioners.

Highlights

The key highlights of the Digital Life Certificate scheme are:

  • It is an Aadhaar-based digital service to submit life certificates for pensioners
  • Helps streamline the pension disbursement process by digitalizing life certificates
  • Pensioners can submit certificates from home instead of physically going to offices
  • Uses biometric authentication for identity verification of pensioners

Objectives

The main objectives of the Digital Life Certificate for pensioners scheme are:

  • Reduce hardship for elderly pensioners in submitting life certificates
  • Provide convenience by eliminating need to be physically present in offices
  • Speed up processing and disbursement of pension amounts
  • Promote financial inclusion of pensioners across the country
  • Enhance ease of living for retired personnel
Key Benefits
- Submit certificate from home instead of visiting office
- Avoid standing in long queues especially for elderly
- Certificate instantly processed after Aadhaar authentication

Eligibility

The eligibility criteria to avail Digital Life Certificate facility are:

  • Must be a pensioner of central, state government or other government entities
  • Pension being received under various schemes like CCS Pension Rules
  • Possess a valid Aadhaar number linked with Pension Payment Order

Thus, all pensioners receiving payments from government pension schemes can register for this paperless certificate.

Required Documents

The documents required for Digital Life Certificate for pensioners are:

  • Aadhaar card
  • PPO (Pension Payment Order)
  • Mobile number registered with Aadhaar
  • Bank account details

Pensioners need to provide Aadhaar details for biometric authentication and verify their identity remotely to acquire certificate.

Process to Apply
- Register mobile number with Aadhaar
- Download Jeevan Pramaan app and fill details
- Provide biometrics or OTP for Aadhaar based approval

Application Process

Step 1: Register mobile number with Aadhaar card if not already done

Step 2: Download the Jeevan Pramaan app and enter PPO number, Aadhaar, bank details etc.

Step 3: Provide biometrics like fingerprint or iris scan for approval. Pensioners without biometric devices can generate OTP and enter it instead.

Step 4: On successful authentication, Digital Life Certificate gets generated with certificate ID.

Step 5: The certificate is stored in the Life Certificate Repository for pensioners' record and immediate processing.

Conclusion:

The Digital Life Certificate for pensioners by Government of India has greatly eased the process of submitting yearly life certificates required for continuation of pension. By leveraging Aadhaar's biometric authentication and IT infrastructure, it has enabled pensioners to certify their existence remotely without physically travelling. This hassle-free process has brought huge relief for elderly pensioners and helped streamline pension disbursal across the country.

FAQ:


Q1: What is Jeevan Pramaan?

A1: Jeevan Pramaan is the brand name of the Digital Life Certificate for pensioners initiative by the Government of India. It allows pensioners to submit digitally signed life certificates for continuity of pension.


Q2: How often do pensioners need to submit it?

A2: Life certificates need to be submitted by pensioners annually in the month of November to continue receiving pension payments.


Q3: Is physical presence required for this certificate?

A3: No physical presence is required as submission happens online via Aadhaar authentication. Pensioners can acquire certificates from their home.


Q4: What details are required to register on Jeevan Pramaan?

A4: Pensioners need to provide Aadhaar number, PPO number, bank account details and registered mobile number to enroll on the Jeevan Pramaan portal.


Q5: How is the identity of pensioners verified?

A5: The identity verification happens through iris scanning, fingerprint matching or OTP against the pensioner's Aadhaar data.


Q6: Does this facility expire after November?

A6: No. Pensioners can acquire life certificates via Jeevan Pramaan in any month of the year though mandatory renewal is in November.

 

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